Waterfront Half-Acre with Private Dock & Direct Gulf Access - No HOA! Some photos virtually staged. Live the Florida lifestyle you've been dreaming of! Sip your morning coffee by the water, then cast a line, launch the kayak, or head out for a sunset cruise, all from your own private dock with direct Gulf access on Historic Palmetto's highly sought-after Five Finger Canal. The seller is even offering a credit toward a brand-new dock! This beautifully renovated 3-bedroom, 2-bath home plus bonus room (home office, den, or flex space) is move-in ready, featuring a brand-new kitchen with all-new appliances and durable vinyl flooring throughout. Peace of mind comes standard: new roof in 2019, plus new A/C and water heater in 2023. The oversized half-acre fenced corner lot is a rare find, with room for the boat, the RV, and all your toys, and still space to add your dream pool. No HOA, no CDD, and no restrictions. You're minutes from two local marinas and centrally located between St. Petersburg, Sarasota, and Lakewood Ranch, with two major airports close by. Boating, dining, and Gulf Coast living are all within easy reach. Schedule your private showing today!